Car loan | St Patricks Credit Union | People Helping People
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Our Deduction At Source (DAS) Car Loan is 7.5% p.a. variable and our Non-Deduction At Source Car Loan is 7.99% variable.

Get Your Car Loan Today

Get You Car Loan from St.Patricks Credit Union Today

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About.

DAS or Deduction At Source is where a member's employer deducts the relevant loan repayment from the member's salary and forwards it directly to St. Patrick's Credit Union.


Free Loan Insurance.

Members can also avail of our free Loan Protection Insurance, which clears a member's loan balance in the event of death (assuming the member was in good health at the time of taking out the loan).

KNOW YOUR Car LOAN.


Deduction at Source Loan (DAS).

Representative Example

€10,000 loan repayable over 60 months

60 monthly payments of €200.38

Rate of interest 7.5% p.a. variable

Representative 7.78% APR

Total Amount Payable is €12,022.77


Non-Deduction at Source Loan.

Representative Example

€10,000 loan repayable over 60 months

60 monthly payments of €202.72

Rate of interest 7.99% p.a. variable

Representative 8.29% APR

Total Amount Payable is €12,162.97

Loan Calculator

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98% of all Loan Applications were Approved!

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5 Great Reasons To Apply Today!


Quick decisions for most loans.


No penalties for early repayment.


Free Loan Insurance cover.


Flexibility to increase repayments and pay off the loan faster.


No hidden fees or charges.

Download Forms

Download Membership Application Forms

Find all the forms you need to apply to join St.Patrick's Credit Union. Click here to download forms

Loan Application Forms

Find all the forms you need to apply for any of our loans Click here to download forms

Useful Information

Each loan application will be treated with the utmost confidence and will be considered on its own merits. Read more useful information about your loan application.

Acceptable Forms of ID

Your loan application will require proof of identity and address. See a full list of the acceptable forms of ID.

Managing Your Repayments
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I needed a loan to buy a car soon after joining ESBI, that’s when I discovered how simple and quick the Credit Union loan process is! Simon and the team looked after me from day one. They have also introduced EFT, online banking and I can’t wait to use the APP! I’d say to anyone thinking of taking out a loan, call the Credit Union, it’s a no brainer!

Paddy Walsh ESBI

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