Budget Account | St Patricks Credit Union | People Helping People
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Our Budget Account is the most stress-free way for members to manage their household bills. The Budget Account spreads the cost of household bills evenly over 12 months of the year, thereby avoiding times of the year when a lot of bills may fall due.

This service is available to all members and every household bill can be paid through the Budget Account including mortgage, ESB, house insurance, car insurance, car tax, gas, fuel, telephone, school fees, and optional annual items.

Budget Account Benefits:


Efficient and stress-free way of paying household bills.


Direct Debit option for regular bill payments.


EFT facility available.


Nominal annual charge of €20 per annum.


No interest charged on overdrawn amounts.

General Forms


Membership Application Form

Download Form


Joint Membership Application Form

Download Form


Budget Account Application Form

Download Form


Loan Application Form

Download Form


Joint Loan Application Form

Download Form