Oh, the things you’d do with the house if only you had the money. | St Patricks Credit Union | People Helping People
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Oh, the things you’d do with the house if only you had the money.


Well, now you can with our home improvement loan.

Stop putting off that extension, or doing up the kitchen, or replacing that floor - because with our Home Improvement Loan you can make them all a reality. You can start dreaming again. Here’s a few tips to get you in the mood.

There’s nothing like Pinterest to give you inspiration. Houzz is another wonderful website to visit. See what others have done, and just imagine what you could do yourself.

Shop around. Not just to find the best value, but to see what your options are. No point getting a brand new carpet unless you really love it. Or new windows unless they’re definitely the ones you want. Once they’re in, they’re in, so do your homework. Make sure you really love them first.

You might be the DIY expert when it comes to putting up a shelf, but don’t bite off more than you can chew if you’re thinking bigger. But on that note, there are lots of things you can do yourself, so do make sure your toolbox is up to the job too - by making sure it’s well stocked.

Home improvements are like anything else. Like finding a great dentist. Or a great doctor. You want to find the best person for the job. It’s the same when you’re choosing a contractor. We’ve all heard the horror stories. So get references, talk to people they’ve already done work for. Basically, don’t take a chance. You’re investing your money. Just be sure to invest the time in finding the right person too.

Be clever when it comes to where you spend your money. If you love your TV property shows you’ll know there are always great ways to save without taking short cuts on quality. Think about where you should splurge? And
where can you skimp? You really can save yourself a fortune, leaving you money left over to do other things around the house.

It’s like anything in life, make a plan. It always helps. How much it will cost? How much time it will take? Don’t just guess. Work it out. Because if you start changing things halfway through your project it
nearly always works out more expensive. So do the groundwork before you do the real work. And always leave a little extra for the odd surprise. (10-15% is ideal.)

Give Siobhan or Simon a buzz on 01-632 5121/632 5125 to discuss further.

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